Interest-bearing liabilites
EUR million | 30 June 2015 | 30 June 2014 | 31 December 2014 |
Interest subsidy loans | 585.4 | 608.4 | 602.5 |
Annuity and mortage loans | 260.2 | 308.0 | 302.4 |
Market-based loans | 927.3 | 838.1 | 865.8 |
Other loans | 14.3 | 26.9 | 14.4 |
Commercial papers | 99.8 | 59.4 | 64.9 |
Total interest-bearing liabilities | 1,887.0 | 1,840.8 | 1,850.1 |
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The interest expenses of the interest subsidy loans guaranteed by the state were EUR 4.2 (4.7) million for the period. The amount of interest subsidy paid by the state to the banks was EUR 0.1 (0.2) million.
