21. Interest-bearing liabilities

Non-current
M €	31 Dec 2015	31 Dec 2014	1 Jan 2014
Interest subsidy loans	223.4	559.8	598.0
Annuity and mortgage loans	68.3	291.0	302.4
Market-based loans	964.5	832.6	749.4
Other loans	3.6	5.9	7.4
Total	1,259.8	1,689.3	1,657.2

Current
M €	31 Dec 2015	31 Dec 2014	1 Jan 2014
Interest subsidy loans	75.3	42.7	13.9
Annuity and mortgage loans	1.7	11.5	10.2
Market-based loans	41.6	33.2	34.4
Other loans	7.3	8.5	26.7
Commercial papers	108.8	64.9	47.5
Total	234.7	160.8	132.6

Total interest-bearing liabilities	1,494.6	1,850.1	1,789.8

Liabilities at 31 December 2015 do not include the liabilities related to Non-current assets held for sale, totalling EUR 460.7 million.

Market loans include the EUR 100 million secured bond, maturing in 2020, issued by VVO Group plc in 2013. The bond has a fixed interest rate of 3.25 %. The committed and non-committed credit limit agreements, signed for short-term financing, remained unused at the balance sheet date.

Other long-term loans include the EUR 2.4 million capital loan received by VVO Kodit Oy from City of Tampere in 2001. The interest rate is six-month Euribor + 0.75 % The loan is repaid in 20 years.